Privacy Policy

Last updated: May 22, 2022

Auto Credit Now ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how your personal information is collected, used, and disclosed by Auto Credit Now. It applies to our website and its associated subdomains (collectively, our "Service") alongside our application, Auto Credit Now. By accessing or using our Service, you signify that you have read, understood, and agree to our collection, storage, use, and disclosure of your personal information as described in this Privacy Policy and our Terms of Service.

Definitions and Key Terms

To help explain things as clearly as possible in this Privacy Policy, every time any of these terms are referenced, they are strictly defined as:

Cookie

Small amount of data generated by a website and saved by your web browser. It is used to identify your browser, provide analytics, and remember information about you such as your language preference or login information.

Company

When this policy mentions "Company," "we," "us," or "our," it refers to Auto Credit Now, that is responsible for your information under this Privacy Policy.

Country

Where Auto Credit Now or the owners/founders of Auto Credit Now are based — in this case, the United States.

Customer

Refers to the company, organization, or person that signs up to use the Auto Credit Now Service to manage the relationships with your consumers or service users.

Device

Any internet-connected device such as a phone, tablet, computer, or any other device that can be used to visit Auto Credit Now and use the services.

IP Address

Every device connected to the Internet is assigned a number known as an Internet Protocol (IP) address. These numbers are usually assigned in geographic blocks. An IP address can often be used to identify the location from which a device is connecting to the Internet.

Personal Data

Any information that directly, indirectly, or in connection with other information — including a personal identification number — allows for the identification or identifiability of a natural person.

Service

Refers to the service provided by Auto Credit Now as described in the relative terms (if available) and on this platform.

You

A person or entity that is registered with Auto Credit Now to use the Services.

What Information Do We Collect?

We collect information from you when you visit our website, register on our site, place an order, subscribe to our newsletter, respond to a survey, or fill out a form. This includes:

  • Name / Username
  • Phone Numbers
  • Email Addresses
  • Age
  • Password

We also collect information from mobile devices for a better user experience, although these features are completely optional:

Location (GPS): Location data helps to create an accurate representation of your interests, and this can be used to bring more targeted and relevant ads to potential customers.

How Do We Use The Information We Collect?

Any of the information we collect from you may be used in one of the following ways:

  • To personalize your experience (your information helps us to better respond to your individual needs)
  • To improve our website (we continually strive to improve our website offerings based on the information and feedback we receive from you)
  • To improve customer service (your information helps us to more effectively respond to your customer service requests and support needs)
  • To process transactions
  • To administer a contest, promotion, survey or other site feature
  • To send periodic emails

Our dealer partner may check your credit history to find the best possible rates for you.

Do We Share Information With Third Parties?

We may share the information that we collect, both personal and non-personal, with third parties such as advertisers, contest sponsors, promotional and marketing partners, and others who provide our content or whose products or services we think may interest you.

We may engage trusted third-party service providers to perform functions and provide services to us, such as hosting and maintaining our servers and the website, database storage and management, e-mail management, storage marketing, credit card processing, customer service, and fulfilling orders for products and services you may purchase through the website.

How Do We Use Your Email Address?

By submitting your email address on this website, you agree to receive emails from us. You can cancel your participation in any of these email lists at any time by clicking on the opt-out link or other unsubscribe option that is included in the respective email.

We only send emails to people who have authorized us to contact them, either directly or through a third party. We do not send unsolicited commercial emails, because we hate spam as much as you do.

How Long Do We Keep Your Information?

We keep your information only so long as we need it to provide Auto Credit Now to you and fulfill the purposes described in this policy. When we no longer need to use your information and there is no need for us to keep it to comply with our legal or regulatory obligations, we'll either remove it from our systems or depersonalize it so that we can't identify you.

How Do We Protect Your Information?

We implement a variety of security measures to maintain the safety of your personal information when you place an order or enter, submit, or access your personal information.

We offer the use of a secure server. All supplied sensitive/credit information is transmitted via Secure Socket Layer (SSL) technology and then encrypted into our payment gateway provider's database, only to be accessible by those authorized with special access rights to such systems.

Cookies

Auto Credit Now uses "Cookies" to identify the areas of our website that you have visited. A Cookie is a small piece of data stored on your computer or mobile device by your web browser.

We use Cookies to enhance the performance and functionality of our website but are non-essential to their use. However, without these cookies, certain functionality like videos may become unavailable or you would be required to enter your login details every time you visit the website.

General Data Protection Regulation (GDPR)

If you are from the European Economic Area (EEA), Auto Credit Now's legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

Your Rights Under GDPR

You have the right to access, update, or delete your personal information. You also have the right to data portability and the right to restrict or object to our processing of your personal data.

California Residents

The California Consumer Privacy Act (CCPA) provides California residents with specific rights regarding their personal information. You may exercise the following rights:

  • Right to Know and Access: You may request information about the categories and specific pieces of personal information we have collected.
  • Right to Equal Service: We will not discriminate against you if you exercise your privacy rights.
  • Right to Delete: You may request deletion of your personal information.

We do not sell the personal information of our users.

Kids' Privacy

We do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us.

Changes To Our Privacy Policy

We may change our Service and policies, and we may need to make changes to this Privacy Policy so that they accurately reflect our Service and policies. Unless otherwise required by law, we will notify you before we make changes to this Privacy Policy and give you an opportunity to review them before they go into effect.

Contact Us

Don't hesitate to get in touch with us if you have any questions.